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Surplus Policy for Risk Bearing Entities

by Lloyd Kelley | Feb 26, 2013 | Self-Insurance, Captives and Pool Issues, Training Resources

This blog post addresses the issues of capital adequacy and surplus policy for specialized risk bearing entities (RBE). These can include captive insurance companies, public entity pools, and qualified self insurance plans. The term Surplus is not common among all...

Planning for the Variability of Future Losses

by Lloyd Kelley | Aug 22, 2012 | Analytical Issues, Loss Control, Self-Insurance, Captives and Pool Issues

Decisions about risk financing are often made using one assumption about the retained losses, or at best, using a range of claims.  Claims costs for future periods are a forecast that will vary to some degree. The amount of that variation is measured by estimating the...

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