In a recent article published by Captive International, Michelle Bradley and Jason Luckett discuss, “Optimizing Cyber Risk Management: Key Captive Considerations”. In it, they examine the parameters of cyber risk, and how it changes constantly as hackers adapt and expand their avenues of threat. It is important to understand that cyber risk should always be […]

In a recent article published by Captive International, Michelle Bradley and Enoch Starnes discuss “Legislative Changes and Captive Actuarial Analytics”. In it, they examine recent legal developments in the United States and how they might affect the captive insurance industry. The insurance world is constantly evolving, and exponentially so for the types of risks commonly insured through […]

Michelle Bradley and Enoch Starnes recently authored an article for Captive International titled "Inflation and Captive Analytics”. While US inflation rates have slowed in recent months, the 2022 annual rate is almost certain to at least double the country’s historical average. Apart from a select few outliers, the global economic landscape doesn’t appear to be […]

Fifteen years ago, Tim Coomer created “An Actuarial Advantage” with the goal of educating his fellow insurance colleagues on actuarial concepts and methodology. With well over 100,000 copies of the book now in circulation, we are excited to publish a new edition marking the 15th Anniversary of its initial release. Even in light of the […]

In a recent article published by Captive International, Lori Ussery discusses “10 Quick Ratios to Health-Check Your Captive”. These ratios provide valuable insight into the overall financial viability of a captive and identify areas which may need focused attention. Click to view the article The ratios covered in Lori’s article are often included as part […]

Michelle Bradley and Enoch Starnes recently authored an article for Captive International titled "Tracking Estimated Required Reserve Changes for Captives”. The modern captive insurance landscape encompasses a wide array of risks, ranging from traditional, well-understood coverages to emerging perils with limited historical information. No matter what risks are placed into a captive, it will at […]

Enoch Starnes recently authored an article for Captive International titled "Silent Evidence in the Captive Insurance Landscape”. ‘Silent’ evidence is information we don’t have access to due to the type of data being collected or our own inability to recognize that it exists, and it needs to be taken into account when considering risk placement for a […]

Enoch Starnes and Michelle Bradley recently authored an article for Captive International titled “Identifying Collateral Concerns for Captives.” Many insurance professionals interested in the captive industry may not have a solid understanding of collateral concepts, so the article focuses on a high-level overview of the collateral formula, common collateral issues, and suggestions on how to […]

Most companies and their consulting actuaries complete an actuarial analysis annually at minimum in order to assist in determining booked reserves for outstanding losses & LAE in their year-end financial statements. As the estimates are revised year to year, management may seek to isolate and review specific items attributing to any changes in these reserves. […]

Recently, Captive International published an article by Enoch Starnes and Michelle Bradley addressing the implications of loss development factors and patterns for captives. Since SIGMA’s educational resources related to loss development factors, loss development triangles, and similar topics are consistently the most utilized in our RISK66 library, we were excited for the chance to extend […]