Michelle Bradley and Enoch Starnes recently authored an article for Captive International titled "Inflation and Captive Analytics”. While US inflation rates have slowed in recent months, the 2022 annual rate is almost certain to at least double the country’s historical average. Apart from a select few outliers, the global economic landscape doesn’t appear to be […]
Michelle Bradley and Enoch Starnes recently authored an article for Captive International titled “Loss Development Factors: A Primer for Captives”. In it, they summarize the basic attributes of loss development factors, discuss their impact on retained risk, and respond to common questions regarding their use. While the SIGMA team has written in the past about […]
In a recent article published by Captive International, Lori Ussery discusses “10 Quick Ratios to Health-Check Your Captive”. These ratios provide valuable insight into the overall financial viability of a captive and identify areas which may need focused attention. Click to view the article The ratios covered in Lori’s article are often included as part […]
Michelle Bradley, Consulting Actuary at SIGMA Actuarial Consulting, and Chrystina Howard, Vice President of Client Analytics at HUB International, recently authored an article for Captive Insurance Times titled, "Enterprise Risk Management.” In this article, Michelle and Chrystina explain why it is important for an organization to implement an effective ERM approach, as well as the […]
Michelle Bradley and Enoch Starnes recently authored an article for Captive International titled "Tracking Estimated Required Reserve Changes for Captives”. The modern captive insurance landscape encompasses a wide array of risks, ranging from traditional, well-understood coverages to emerging perils with limited historical information. No matter what risks are placed into a captive, it will at […]
Enoch Starnes recently authored an article for Captive International titled "Silent Evidence in the Captive Insurance Landscape”. ‘Silent’ evidence is information we don’t have access to due to the type of data being collected or our own inability to recognize that it exists, and it needs to be taken into account when considering risk placement for a […]
Enoch Starnes and Michelle Bradley recently authored an article for Captive International titled “Identifying Collateral Concerns for Captives.” Many insurance professionals interested in the captive industry may not have a solid understanding of collateral concepts, so the article focuses on a high-level overview of the collateral formula, common collateral issues, and suggestions on how to […]
Enoch Starnes and Michelle Bradley recently authored an article for Captive International titled “Evaluating Captive Retention Structures in a Hard Market.” In it, they discuss the analytics needed to support retention selection and program structure development. Also included is a high-level examination of various total cost of risk (TCOR) metrics. While the article primarily focuses […]
Over the past year the SIGMA team has received multiple requests from our clients for more detailed and frequent analysis of loss and loss adjustment expense reserve funding levels. In a recent article published in Captive International, Lori Ussery discusses several key items that risk-bearing companies should monitor throughout the year in order to avoid […]
Tim Coomer, Enoch Starnes, and Michelle Bradley recently authored an article for Captive International's Cayman Focus titled “Placing Risk Through Data and Analytics.” In it, they discuss how the pandemic has created almost unprecedented amounts of uncertainty within the risk management landscape and decision-makers are looking for viable alternative methods of handling risk. Click the […]